What is the best IHG credit card bonus?

IHG points are worth 0.78 cents each, on average. That means 10,000 IHG points are worth about $78. Plus, IHG points are worth about the same as the average hotel points, which are worth roughly 0.95 cents each.

It's also important to remember that the value of IHG points depends on how they are redeemed. They have the most value when used for IHG Rewards Club hotel reservations.… read full answer

How to Earn More IHG Points

One of the best ways to increase the number of IHG points that you earn is to apply for a IHG credit card. That can also help you reach a higher status tier in the IHG Rewards Club, further boosting your earning potential.

IHG Points vs. The Competition

How to Calculate the Value of IHG Points

The easiest way to calculate the value of IHG points is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula:

Dollar Value of Redemption Item / Number of IHG Points Needed = IHG Point Value

he best IHG Credit Card benefits include a 4th night for free when booking with points and an initial bonus of 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. IHG credit cards also offer purchase protection, trip cancellation/interruption insurance, and no foreign transaction fees, among other benefits.

Best IHG Premier Credit Card Benefits

Initial bonus: 175,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: Complimentary Platinum Elite status, free nights, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Initial bonus: 120,000 points for spending $2,000 in the first 3 months

Ongoing rewards: 5 points per $1 spent at IHG hotels, 3 points per $1 at gas stations and restaurants, utilities internet, cable, phone services, select streaming services, as well as 2 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: 4th night free when booking with points.

Foreign transaction fee: $0

Annual fee: $0

Initial bonus: 140,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants, on travel, select advertising and office supply stores, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Purchase protection, trip cancellation/interruption insurance.

Other perks: Free nights, complimentary Platinum Elite status, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Ultimately, it is worth noting that all the IHG credit cards offer $0 fraud liability, which is a common benefit across all credit cards.

The best ways to get a free night at a hotel are to join a hotel loyalty program and apply for a hotel credit card. One of the best credit cards for getting a free hotel room is the IHG® Rewards Premier Credit Card because it offers a reward-night certificate after every account anniversary. The card also comes with a generous introductory bonus of 175,000 points for spending $3,000 in the first 3 months and gives 3 - 10 points per $1 spent on purchases.… read full answer

Best Credit Cards for Free Hotel Nights

While using a hotel credit card is the easiest way to score free nights at a hotel, there are several things you should keep in mind to maximize your hotel rewards.

How to Get a Free Night at a Hotel

Join a hotel loyalty program.

If you stay at the same hotel chain often, you should consider joining their loyalty program. Members of these programs earn points every time they stay at an eligible location, as long as they book their room directly with the hotel chain. Keep in mind that reservations made through third-party websites don't usually count toward your earnings.

Take advantage of best-rate guarantees.

Some hotel chains have a "best-rate guarantee" program, which means that if you book your stay directly through the hotel and then find a lower rate available, you might be eligible for price matching. You will likely also receive compensation in the form of a discount or rewards points, which can go toward paying for your next booking.

Use travel booking websites.

Many travel booking websites, such as Expedia and Hotels.com, have their own loyalty programs and offer rewards for every reservation made through their website. Because they work with multiple hotel brands, travel websites like these are a good option for people who are not committed to a particular hotel chain.

Pick the right hotel credit card.

All of the major hotel chains have co-branded cards, and many of them offer initial bonuses worth one or more free nights. Hotel credit cards also offer rewards on all purchases, which means every dollar you spend will get you closer to a free stay.

Along with rewards-earning potential, some hotel cards come with additional perks, such as travel insurance and free room upgrades. So it's worth investing some time to find the best hotel card for you.

Use frequent flyer miles.

If you have a co-branded airline card or are part of a frequent flyer program, some airlines will allow you to redeem miles for hotel reservations at their partner locations. However, keep in mind that the value of your miles depends on when and where you book your stay.

Use any travel rewards credit card.

There are plenty of travel credit cards you can use to save on hotel stays. And unlike co-branded hotel cards, rewards from non-branded travel cards are not tied to a specific hotel chain. Still, redemption methods and values vary by issuer, so figure out the best rewards program for your needs before settling on a credit card.