How do I make an IHG Traveler Card payment?

You can use your IHG Rewards Traveler credit card outside the U.S. the same way you would use it here.

This is a travel rewards card which is also a Mastercard. That means it's accepted in over 210 countries and territories, practically in almost any place that takes credit cards.

And the IHG Rewards Traveler has a $0 foreign transaction fee, so you won't even have to worry about extra charges!

The easiest way you can pay your Chase credit card is online, either through Chase’s website, or the Chase Mobile app, or over the phone at (800) 436-7958. Alternatively, you can pay your credit card bill at a Chase ATM or branch, by mail, or via Western Union.

Here’s how you can pay your Chase credit card:... read full answer

• Online:
  Log in with your online credentials and click the “Pay card” link next to the credit card you want to pay. Next, choose how much you want to pay. You can choose to pay your current balance, your minimum payment due, or a custom amount. Pick your payment date, and the payment account you’d like to pay from. Then, click “Pay this bill.”
• Chase Mobile app:
  You can also make a Chase credit card payment on the Chase Mobile app, which works much the same way as an online payment.
• Over the phone:
  You can also pay your Chase credit card bill over the phone. Call (800) 436-7958 and follow the prompts from Chase’s automated system.
• At a Chase ATM or branch:
  Alternately, you can pay your credit card at an ATM or inside any Chase bank branch.
• By mail:
  If you’d rather mail your Chase payment, send a check or money order (with your account number written on the memo line) and your payment coupon to:
  
  Cardmember Services
  P.O. Box 6294
  Carol Stream, IL 60197-6294
  
  Overnight Mail
  
  Chase Card Services
  201 N. Walnut Street
  De1-0153
  Wilmington, DE 19801
• Via Western Union:
  Lastly, for Western Union payments, use the Code City WALNUT. Keep in mind that it may take up to 7 days before the payment is reflected on your account.

Keep in mind that payments via regular mail take a long time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.

A credit card billing cycle is the period of time between two credit card statements, usually lasting 28-31 days. On the last day of a credit card’s billing cycle – also known as the closing date –the card’s issuer will compile the account’s billing statement. This includes a bill for all the charges made to your account during that billing cycle, minus any payments made. You can find the starting and ending dates for your credit card’s billing cycle on your monthly statement.... read full answer

Understanding your credit card’s billing cycle is important for a few reasons. First, it’s important because your statement balance – the amount you have to pay by the due date to avoid interest – is comprised of purchases made during the billing cycle. The statement balance also gets reported to credit bureaus each month and factors into your credit utilization.

Secondly, the start and end of a billing cycle determine when you have to pay for a given purchase or fee. For example, if you purchase a big TV the day before your statement closing date, you’ll owe that money on your next due date – usually about 25 days later, or however long your grace period is. However, if you buy the TV the day after your statement closing date, it will land on the next statement. So you won’t have to pay for the TV until that statement’s due date, which could be 50 or so days later. For those budgeting out big purchases, timing the purchase to get an extra few weeks to pay can make a huge difference.

Billing cycles are also important if you are taking advantage of a 0% APR intro period. These zero-interest periods are sometimes measured in billing cycles, rather than months. This difference can be worth calculating if the billing cycle is shorter than a typical month, and you are tracking how much time you have to pay off a purchase before the promotional APR period ends.