How do I make an IHG Premier Business Card payment?

The easiest way you can pay your Chase credit card is online, either through Chase’s website, or the Chase Mobile app, or over the phone at (800) 436-7958. Alternatively, you can pay your credit card bill at a Chase ATM or branch, by mail, or via Western Union.

Here’s how you can pay your Chase credit card:... read full answer

• Online:
  Log in with your online credentials and click the “Pay card” link next to the credit card you want to pay. Next, choose how much you want to pay. You can choose to pay your current balance, your minimum payment due, or a custom amount. Pick your payment date, and the payment account you’d like to pay from. Then, click “Pay this bill.”
• Chase Mobile app:
  You can also make a Chase credit card payment on the Chase Mobile app, which works much the same way as an online payment.
• Over the phone:
  You can also pay your Chase credit card bill over the phone. Call (800) 436-7958 and follow the prompts from Chase’s automated system.
• At a Chase ATM or branch:
  Alternately, you can pay your credit card at an ATM or inside any Chase bank branch.
• By mail:
  If you’d rather mail your Chase payment, send a check or money order (with your account number written on the memo line) and your payment coupon to:
  
  Cardmember Services
  P.O. Box 6294
  Carol Stream, IL 60197-6294
  
  Overnight Mail
  
  Chase Card Services
  201 N. Walnut Street
  De1-0153
  Wilmington, DE 19801
• Via Western Union:
  Lastly, for Western Union payments, use the Code City WALNUT. Keep in mind that it may take up to 7 days before the payment is reflected on your account.

Keep in mind that payments via regular mail take a long time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.

A credit card billing cycle is the period of time between two credit card statements, usually lasting 28-31 days. On the last day of a credit card’s billing cycle – also known as the closing date –the card’s issuer will compile the account’s billing statement. This includes a bill for all the charges made to your account during that billing cycle, minus any payments made. You can find the starting and ending dates for your credit card’s billing cycle on your monthly statement.... read full answer

Understanding your credit card’s billing cycle is important for a few reasons. First, it’s important because your statement balance – the amount you have to pay by the due date to avoid interest – is comprised of purchases made during the billing cycle. The statement balance also gets reported to credit bureaus each month and factors into your credit utilization.

Secondly, the start and end of a billing cycle determine when you have to pay for a given purchase or fee. For example, if you purchase a big TV the day before your statement closing date, you’ll owe that money on your next due date – usually about 25 days later, or however long your grace period is. However, if you buy the TV the day after your statement closing date, it will land on the next statement. So you won’t have to pay for the TV until that statement’s due date, which could be 50 or so days later. For those budgeting out big purchases, timing the purchase to get an extra few weeks to pay can make a huge difference.

Billing cycles are also important if you are taking advantage of a 0% APR intro period. These zero-interest periods are sometimes measured in billing cycles, rather than months. This difference can be worth calculating if the billing cycle is shorter than a typical month, and you are tracking how much time you have to pay off a purchase before the promotional APR period ends.

It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.... read full answer

In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.

To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.