The Indigo Credit Card does not have a balance transfer fee. The reason the Indigo Credit Card has no transfer fee is that it does not allow balance transfers at all, and that means you’ll need to look for another credit card to help reduce the cost of existing debt.
You can get an Indigo Credit Card cash advance at an ATM. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.
What you should know about Indigo Credit Card cash advances:
Cash advances come with high APRs: The Indigo Credit Card cash advance APR is 29.9%, which will start accruing interest immediately, with no grace period. ...
The Indigo Credit Card credit limit is $300. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card’s annual fee of $0 - $99 will be charged when the account is opened.
What you should know before applying for the Indigo Credit Card:
You only need one credit card for good credit because simply having an open credit card account is the most efficient way to build and maintain a good (or even excellent) credit score. But the actual number of credit cards you have doesn’t make up a huge part of your credit score – roughly 5%-10%. The more important factors are your payment history, the total amount of your debts, and the total of your credit limits.
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