The best Indigo Credit Card benefits are zero liability protection and monthly credit bureau reporting. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.
Indigo Credit Card Benefits
Zero liability protection
Monthly credit bureau reporting
Chip card technology
While these benefits aren’t bad, the Indigo Credit Card simply doesn’t have as many benefits as a lot of the other credit cards on the market.
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.
Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.... read full answer
Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.
No, you cannot pay your Indigo Credit Card with a debit card. But you can pay your Indigo Credit Card with the bank account that your debit card is linked to. You just need to link your bank account to your Indigo Credit Card, using your routing and account numbers.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your Indigo Credit Card.... read full answer
What you should know before cancelling your Indigo Credit Card
It’s important to know that when you cancel an Indigo Credit Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
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