How can I get an Indigo Credit Card cash advance? This question is about the Indigo® Mastercard® for Less than Perfect Credit

You can get an Indigo Credit Card cash advance at an ATM. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card. What you should know about Indigo Credit Card cash advances: Cash advances come with high APRs: The Indigo Credit Card cash advance APR is 29.9%, which will start accruing interest immediately, with no grace period. There is a cash advance fee: The Indigo Credit Card cash advance fee is None 1st yr, either $5 or 5% after. ATM-owner fees might also be included. Cash advances require a PIN: To use an Indigo Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request over the phone at (800) 353-5920. You should receive a new PIN in the mail in about 3-5 business days. Keep in mind that cash advances are very expensive. So, it would be best to avoid using your Indigo Credit Card for cash advances, unless it’s absolutely necessary.

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How can I get an Indigo Credit Card cash advance?

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This question is about the Indigo® Mastercard® for Less than Perfect Credit

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Archie Conway, WalletHub Financial Advisor

@ArchieConway • 09/02/22 This answer was first published on 06/16/20 and it was last updated on 09/02/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get an Indigo Credit Card cash advance at an ATM. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.

What you should know about Indigo Credit Card cash advances:

Cash advances come with high APRs: The Indigo Credit Card cash advance APR is 29.9%, which will start accruing interest immediately, with no grace period.
There is a cash advance fee: The Indigo Credit Card cash advance fee is None 1st yr, either $5 or 5% after. ATM-owner fees might also be included.
Cash advances require a PIN: To use an Indigo Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request over the phone at (800) 353-5920. You should receive a new PIN in the mail in about 3-5 business days.

Keep in mind that cash advances are very expensive. So, it would be best to avoid using your Indigo Credit Card for cash advances, unless it’s absolutely necessary.

Answer Question

What is the maximum credit limit I can get with the Indigo Platinum card?

The maximum credit limit for an Indigo Platinum Mastercard is $300, so this card won’t be very useful if you want to make big purchases.
And taking into account the fees and high APR, the Indigo card will cost you some money, but that’s because it’s designed for riskier borrowers.
You should use it primarily to help you build up your credit. And even for that, a secured card might prove a better choice.... read full answer

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How do I get an Indigo Credit Card credit limit increase?

You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.

Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.... read full answer

Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.

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Can I pay my Indigo Platinum credit card with a debit card?

No, you cannot pay your Indigo Credit Card with a debit card. But you can pay your Indigo Credit Card with the bank account that your debit card is linked to. You just need to link your bank account to your Indigo Credit Card, using your routing and account numbers.

You can make payments by logging in to your ... read full answer online account, calling Indigo Credit Card customer service at (866) 946-9545 or sending a check or money order through the mail.

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