You can get an Indigo® Mastercard® for Less than Perfect Credit cash advance by using your card at an ATM, but it's not a good idea. The second you take out cash, you'll get hit by a 29.9% APR that stacks immediately. Plus, there's a cash advance fee: None 1st yr, either $5 or 5% after that.
It is also important to note that doing a cash advance at an ATM will likely result in you being assessed an ATM owner surcharge in addition to the cash advance fee and high interest rates charged by your credit card; these fees range between $2-$5.
To get an Indigo® Mastercard® for Less than Perfect Credit cash advance, start by calling (866) 946-9545 to request a PIN for your credit card. The PIN will be sent to you in the mail. Once you receive it, take your Indigo credit card to an ATM to get your cash advance.
Any ATM with the same card network logo (e.g. Visa/Mastercard) as your credit card should work. But if you’re not sure which ATMs will allow you to withdraw cash with your Indigo card, call customer service to ask.
Call (866) 946-9545 to request a PIN for your Indigo credit card – it will come in the mail.
Take your Indigo credit card and PIN to an ATM.
Insert your credit card and type in your PIN.
Select “Cash Advance” from the menu of options.
Choose the amount of cash you want to withdraw.
Take your cash.
Cash advances are convenient, but they are also risky, because you may end up spending more money on one than you think. This type of cash loan has no grace period, and the Indigo credit card cash advance APR is a steep 29.9%. This card's cash advance fee is: None 1st yr, either $5 or 5% after that, whichever is greater.
The maximum credit limit for an Indigo Platinum Mastercard is $300, so this card won’t be very useful if you want to make big purchases. And taking into account the fees and high APR, the Indigo card will cost you some money, but that’s because it’s designed for riskier borrowers. You should use it primarily to help you build up your credit. And even for that, a secured card might prove a better choice.… read full answer
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.
Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.… read full answer
Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.
No, you cannot pay your Indigo Credit Card with a debit card. But you can pay your Indigo Credit Card with the bank account that your debit card is linked to. You just need to link your bank account to your Indigo Credit Card, using your routing and account numbers.
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