What is the Indigo Credit Card concierge benefit? This question is about the Indigo® Mastercard® for Less than Perfect Credit

What is the Indigo Credit Card concierge benefit?

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This question is about the Indigo® Mastercard® for Less than Perfect Credit

Adam McCann, Financial Writer

@adam_mcan • 03/03/21 This answer was first published on 03/03/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There is no Indigo Credit Card concierge benefit. Cardholders with questions about their account can call 1 (866) 946-9545 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.

A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although Indigo Credit Card does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular credit cards that have a concierge are Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card.

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Does the Indigo Credit Card offer rewards?

No, the Indigo Credit Card does not offer rewards, which means cardholders do not earn any points, miles, or cash back on purchases. The Indigo Credit Card does not offer any promotional benefits either, such as sign-up bonuses or low introductory APRs. Rather, the Indigo Credit Card is designed as a credit-builder card for people with a damaged credit score or limited credit history.

If you are in the market for a card that accepts bad credit and offers rewards,...

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Is the Indigo credit card legit?

Yes, the Indigo® Mastercard® for Less than Perfect Credit credit card is a legit, real card. It's an unsecured credit card for people with bad credit that's issued by Celtic Bank and serviced by Genesis FS Card Services, Inc., and it reports to the three major credit bureaus on a monthly basis.

While it is a legit card, better options for people with bad credit exist. Secured cards have lower fees and interest and are easier to get approved for, because they require a refundable...

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