What is the Indigo Credit Card payment address?

The easiest way you can pay your Indigo Credit Card bill is either online or over the phone at (866) 946-9545. Alternatively, you can send a payment via mail. The Indigo Credit Card requires at least a minimum monthly payment of $40 or 7% of your balance, whichever is more.

Here’s how you can make an Indigo Credit Card payment:... read full answer

• Online: Sign into your Indigo online account and navigate to the “Bill Pay” tab. Enter the routing and account numbers for your bank account and select the amount you want to pay and the date you want the payment to be made. Submit your payment by 5pm, Pacific Time to ensure it’s credited the same day. Payments made after 5pm will be credited on the next calendar date.
• Over the phone: You can also make a payment over the phone, by calling Indigo Credit Card customer service at (866) 946-9545. You will be asked to enter your account number before they connect you to a representative.
• By Mail: Alternatively, you can send your check or money order through the mail. The address is:
  
  Genesis FS Card Services
  PO Box 4477
  Beaverton, OR 97076-4477

It’s very important to make sure your Indigo Credit Card payment gets credited by your due date each month. If you’re mailing in your payment, be sure to allow at least seven business days for the payment to arrive. Late payments will be charged a fee of $40 and will be subject to a penalty APR. Late or missed payments are also damaging to your credit score, and since the Indigo Credit Card is intended for people with bad credit, you don’t want to make your credit situation worse.

If you have any trouble logging in to your account or paying your bill, you can call Indigo’s customer service line: (866) 946-9545. A customer service agent can help you navigate the site and online bill payment services.

You can check your Indigo Credit Card application status over the phone at (800) 353-5920. Then, enter your Social Security Number and follow the prompts to get connected to a customer service representative. You will also need to provide your personal information for security purposes. You can’t check your Indigo Credit Card application status online.... read full answer

What you should know about the Indigo Credit Card application process:

• In most cases, you’ll get a decision within a few minutes of applying online.
• If you’re approved, your card will arrive within 14 business days. If you’re denied, you’ll get a letter in the mail outlining why.
• The Indigo Credit Card was built for people with a credit score of 300+, so a bad credit shouldn’t necessarily prevent you from qualifying. But you can still be denied based on your credit history, income, or current debt levels.

If you check your Indigo Credit Card application status and find out that your application was rejected, you should consider applying for a secured card. Generally, secured credit cards are among the easiest cards to get approved for, and some of them don’t even require a credit check.

No matter which credit card you wind up getting, make sure to pay the bill on time every month. This will help you improve your credit standing. You can track your progress with WalletHub’s free daily scores and reports.

It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.... read full answer

In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.

To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.