The Indigo Credit Card does not have purchase protection. In fact, purchase protection has never been a Indigo Credit Card benefit, since Genesis Financial Solutions has always opted to put other perks on this card. This is pretty common, unfortunately. Only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the Indigo Credit Card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The Indigo Credit Card has chip card technology and zero liability protection. It also has an annual fee of $0 - $99. All in all, the Indigo Credit Card is a good card for people who need to build or rebuild credit.
If you’re set on finding a good credit card for purchase protection, consider checking out the Bank of America® Customized Cash Rewards credit card or the Chase Sapphire Reserve®. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.
Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.… read full answer
Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.
While it is a legit card, better options for people with bad credit exist. Secured cards have lower fees and interest and are easier to get approved for, because they require a refundable security deposit upon approval. Check out a few of them … read full answerhere.
It is also important to note that doing a cash advance at an ATM will likely result in you being assessed an ATM owner surcharge in addition to the cash advance fee and high interest rates charged by your credit card; these fees range between $2-$5.
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