What's the Indigo Credit Card cash advance fee? This question is about the Indigo® Mastercard® for Less than Perfect Credit

What's the Indigo Credit Card cash advance fee?

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This question is about the Indigo® Mastercard® for Less than Perfect Credit

Thom Fotenberg, WalletHub Credit Card Analyst

@thom.f • 09/20/21 This answer was first published on 05/08/19 and it was last updated on 09/20/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Indigo Credit Card cash advance fee is: None 1st yr, either $5 or 5% after, whichever is higher.

A cash advance fee is charged when using the Indigo Credit Card card for cash withdrawals at an ATM, via direct deposit, with a cash advance check, or in person at participating locations.

Here’s what you need to know about Indigo Credit Card cash advances:

The Indigo Credit Card’s initial offer might make cash advances seem appealing. But the cash advance APR is a hefty 29.9% that applies immediately after you complete the transaction and there's no grace period on it. The ATM owner may also impose additional charges.

As you can see, cash advances are costly transactions that should be reserved for emergencies only.

Answer Question

How much is the Indigo Credit Card cash advance limit?

Your Indigo Credit Card cash advance limit will be determined based on your creditworthiness, and is available on your monthly statement or by calling the number on the back of your card.

Please read your Cardholder Agreement (upon approval) for more information on cash advances.

Once approved, you may call and request a PIN to be sent to you in the mail; your PIN allows you to securely access cash at many ATMs.… read full answer

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How can I get an Indigo Credit Card cash advance?

You can get an Indigo Credit Card cash advance at an ATM. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.

What you should know about Indigo Credit Card cash advances:

… read full answer

Cash advances come with high APRs: The Indigo Credit Card cash advance APR is 29.9%, which will start accruing interest immediately, with no grace period.

There is a cash advance fee: The Indigo Credit Card cash advance fee is None 1st yr, either $5 or 5% after. ATM-owner fees might also be included.

Cash advances require a PIN: To use an Indigo Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request over the phone at (800) 353-5920. You should receive a new PIN in the mail in about 3-5 business days.

Keep in mind that cash advances are very expensive. So, it would be best to avoid using your Indigo Credit Card for cash advances, unless it’s absolutely necessary.

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