Where do I enter my Indigo credit card invitation number?

You can easily apply for Indigo Credit Card pre-approval online. Just enter your full legal name, address, date of birth and Social Security number on the Indigo Credit Card website, along with your email address and your phone number. After you submit your application for Indigo Credit Card pre-approval, you should receive a decision in a few seconds.… read full answer

You have to pre-qualify for the Indigo Credit Card before you can officially apply for an account, so anyone who wants the Indigo Credit Card had better learn how to navigate the process. And while you now know the basics, there are some other important pieces of information you should be aware of.

Here’s what you should know about Indigo Credit Card pre-approval:

• Although the Indigo Credit Card requires pre-qualification, you still have to submit a formal application afterwards.
• Unlike most credit card applications, checking for pre-approval won’t cause a temporary drop in your credit score. That’s because it’s based on a “soft” credit check.
• While pre-approval or pre-qualification indicate that you have high odds of approval, they don’t guarantee it.
• If you don’t pre-qualify for the Indigo Credit Card, you may be invited to apply for a different card from another bank instead.

If you received an Indigo Credit Card offer in the mail, you can apply online by entering the invitation number quoted on your letter, along with your ZIP Code. Don’t forget that most credit card applications will trigger a hard pull, which may cause a temporary dip in your credit score. So in the meantime, you can sign up for WalletHub’s free credit reports and scores to make sure your credit is in the best possible shape when you apply.

Your Indigo Credit Card approval odds are pretty good as long as you aren’t carrying too much debt and you don’t have major red flags such as an ongoing bankruptcy on your credit report. You’ll need enough income to pay your bills each month, too. Applicants can get approved with a bad credit score of 639 or below, however, so even a low credit score shouldn’t hold you back.… read full answer

The Indigo Credit Card can help cardholders build or rebuild their credit scores. But before applying for the Indigo Credit Card, you should compare it to the other credit cards for bad credit that are currently on the market, to make sure you find the right fit. If you end up getting denied for the Indigo Credit Card, consider applying for a credit card with no credit check.

Yes, the Indigo® Mastercard® for Less than Perfect Credit credit card is a legit, real card. It's an unsecured credit card for people with bad credit that's issued by Celtic Bank and serviced by Genesis FS Card Services, Inc., and it reports to the three major credit bureaus on a monthly basis.… read full answer

While it is a legit card, better options for people with bad credit exist. Secured cards have lower fees and interest and are easier to get approved for, because they require a refundable security deposit upon approval. Check out a few of them here.