What is the maximum credit limit I can get with the Indigo Platinum card?

The Indigo Credit Card credit limit is $300, at a minimum. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card’s annual fee of $0 - $99 will be charged when the account is opened.… read full answer

What you should know before applying for the Indigo Credit Card:

It is worth noting that the issuer does not offer Indigo Credit Card credit limit increases. So, your credit line will remain the same until you close the account.

Ultimately, keep in mind that your credit limit will be determined based on a variety of factors, but the most important ones are your credit history and disposable income.

You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.

Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.… read full answer

Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.

You may be able to go over your Indigo Platinum credit limit if the issuer authorizes such a transaction, but it will be costly. Call them at 866-946-9545 to find out if that's a possibility.

They will only charge you one over-limit fee per billing cycle, even if you go over your credit limit multiple times in the same billing cycle. The over-limit fee is $28 if you were not charged an over-limit fee during any of the prior six billing cycles. Otherwise, the over-limit fee is $39.… read full answer

It's important to know that, according to the card's terms, the issuer may refuse to authorize or accept any transaction that would cause you to exceed your credit limit, even if you have authorized them to charge you an over-limit fee for doing so.