The maximum credit limit for an Indigo Platinum Mastercard is $300, so this card won’t be very useful if you want to make big purchases. And taking into account the fees and high APR, the Indigo card will cost you some money, but that’s because it’s designed for riskier borrowers. You should use it primarily to help you build up your credit. And even for that, a secured card might prove a better choice.
The Indigo Credit Card credit limit is $300. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card’s annual fee of $0 - $99 will be charged when the account is opened.
What you should know before applying for the Indigo Credit Card:
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.
Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds...
You may be able to go over your Indigo Platinum credit limit if the issuer authorizes such a transaction, but it will be costly. Call them at 866-946-9545 to find out if that's a possibility.
They will only charge you one over-limit fee per billing cycle, even if you go over your credit limit multiple times in the same billing cycle. The over-limit fee is $28 if you were not charged an over-limit fee...
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