Frankie Solomon, WalletHub Analyst
@frankie.solo
You may be able to go over your Indigo Platinum credit limit if the issuer authorizes such a transaction, but it will be costly. Call them at 866-946-9545 to find out if that's a possibility.
They will only charge you one over-limit fee per billing cycle, even if you go over your credit limit multiple times in the same billing cycle. The over-limit fee is $28 if you were not charged an over-limit fee during any of the prior six billing cycles. Otherwise, the over-limit fee is $39.
It's important to know that, according to the card's terms, the issuer may refuse to authorize or accept any transaction that would cause you to exceed your credit limit, even if you have authorized them to charge you an over-limit fee for doing so.
Indigo® Mastercard® for Less than Perfect Credit
Kyle Baird, Member
@bkylee
You can go over your Indigo Platinum credit limit by making a purchase that exceeds your available credit.
Take into account that the Indigo Platinum has a $38 over-limit fee. Therefore exceeding its modest credit limit is going to be expensive, so try avoiding that.
The amount you can go over your credit limit is not disclosed by the issuer.
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