You can pay your Indigo credit card bill online. You can also make a payment over the phone by calling the number on the back of your card, or mail in a check or money order. The Indigo Mastercard requires at least a minimum monthly payment of $25 or 1% of your balance, whichever is more. Accepted forms of payment include a check or money order for mailed payments, and checking accounts for online and phone payments.
Enter the routing and account numbers for your bank account.
Select the amount you want to pay and the date you want the payment to be made.
Submit your payment by 5pm, Pacific Time to ensure it’s credited the same day. Payments made after 5pm will be credited on the next calendar date.
It’s very important to make sure your Indigo credit card payment gets credited by your due date each month. If you’re mailing in your payment, be sure to allow at least seven business days for the payment to arrive. Late payments will be charged a fee of $39 and will be subject to a penalty APR of 29.9%. Late or missed payments are also damaging to your credit score, and since the Indigo credit card is intended for people with less-than-perfect credit, you don’t want to make your credit situation worse.
If you have any trouble logging in to your account or paying your bill, you can call Indigo’s customer service line: 1-866-946-9545. A customer service agent can help you navigate the site and online bill payment services.
The Indigo credit card cash advance fee is $0 for the first year and either $5 or 5% of the advance after that. This initial offer might make cash advances seem appealing. But don't fall into that trap, as the cash advance APR is a hefty 29.9% and there's no grace period on it.… read full answer
So credit card cash advances aren't a good idea, because they're ALWAYS very expensive.
It takes about a year before you can ask for an Indigo credit limit increase. In general, each credit limit increase request can cause a small, short-term drop in your credit score. But it's nothing to worry about, and getting an increase will help your score long-term.
So, if you've got a perfect payment history, a good idea would be to just contact them about it and make your case. The number is 866-946-9545.… read full answer
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