Christie Matherne, Credit Card Writer
No, the Indigo Credit Card does not offer rewards, which means cardholders do not earn any points, miles, or cash back on purchases. The Indigo Credit Card does not offer any promotional benefits either, such as sign-up bonuses or low introductory APRs. Rather, the Indigo Credit Card is designed as a credit-builder card for people with a damaged credit score or limited credit history.
If you are in the market for a card that accepts bad credit and offers rewards, some good options include the Credit One Visa Card and the Bank of America Custom Cash Secured Card.
Indigo® Mastercard® for Less than Perfect Credit
Charlie Quinn, Member
No, Indigo isn't a rewards card. The Indigo Mastercard is an unsecured credit card for people with bad credit that helps you build credit by reporting to the three major credit bureaus: TransUnion, Experian and Equifax. It also offers the possibility to pre-qualify with a soft inquiry without damaging your credit.
But depending on your creditworthiness, it comes with a $0 - $99 annual fee. The card also has a credit limit of only $300 and charges a high interest rate of 24.9%.
So unless you need money for an emergency, I'd suggest applying for a secured card.
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