Chip Lupo, Credit Card Writer
@CLoop
You can request an Ink Business Cash® Credit Card credit limit increase by calling customer service at (800) 432-3117. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Chase has on file. Chase will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
When you request an Ink Cash credit limit increase, Chase will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Chase cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for an Ink Cash credit limit increase without even requesting one. The Ink Cash card may offer an automatic credit limit increase if Chase’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.
People also ask
What is the Chase Ink credit card credit limit?
The Chase Ink credit limit is $3,000 for the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card, and $5,000 for the Ink Business Preferred® Credit Card, at a minimum.
Chase Ink credit limits above the minimum amount are available, based on the applicant’s overall credit standing. Factors that influence an applicant’s credit limit include the personal credit score, annual income, and outstanding debt, among other factors.
Chase Ink Credit Limits by Card
- Ink Cash: $3,000, at a minimum.
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What are the best high limit business credit cards?
The best high limit business credit card is the Ink Business Preferred® Credit Card. It offers a minimum credit limit of $5,000 and allows some users to start with much higher initial limits based on their overall creditworthiness. The better your credit situation (both personal and business), the more responsible you’ll seem to lenders and the more likely they’ll be to give you a higher credit line.
The Chase Ink Preferred card also offers an initial bonus of 100,000 points for spending $8,000 in the first 3 months and...
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