The best Ink Business Cash® Credit Card promotion is an initial bonus of $900. To get this Ink Cash Card promotion, cardholders must spend $6,000 in the first 3 months. There are a few other notable Ink Cash promotions to take advantage of as well.
Ink Cash Promotions for February 2023
An initial bonus of $900
5% cash back on the first $25,000 spent each year in the following categories: office supply stores; internet, cable, and phone services
2% cash back on the first $25,000 spent each year at gas stations and restaurants
An introductory APR of 0% for 12 months on purchases
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Ink Cash Card to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
Ink Cash Ultimate Rewards points are worth 1 cent apiece when redeemed for everything except Amazon purchases, which give you only 0.8 cents per point. To redeem Ink Cash points through Ultimate Rewards, log in to your online account from the Ultimate Rewards portal, and you’ll see all of your redemption options at the top of the page.… read full answer
Chase Ink credit limits above the minimum amount are available, based on the applicant’s overall credit standing. Factors that influence an applicant’s credit limit include the personal credit score, annual income, and outstanding debt, among other factors.… read full answer
If you use the card responsibly, you may receive an automatic credit limit increase over time. You can also request a higher credit limit over the phone at (800) 346-5538.
Keep in mind that if you ask for a credit limit increase, Chase will perform a hard inquiry on your personal credit report, which will temporarily reduce your credit score by a few points.
Chase Ink Credit Limits for Employee Cards
It’s also worth noting that once you’re approved for a Chase Ink credit card, you can add additional employee cards to your account at no cost. You can set individual spending limits for each employee’s card, too, either through your online account or by calling customer service at (800) 945-2028.
One of the best Chase business credit cards is the Ink Business Preferred® Credit Card because it offers 100,000 points for spending $15,000 in the first 3 months. This card also gives 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases.
In addition to its rewards, Chase Ink Preferred provides free employee cards and has a $0 foreign transaction fee. The annual fee is $95.
The Ink Business Premier card is a good credit card for business owners with at least good credit who plan to make big purchases and don’t want to deal with rewards rates that vary by spending category. The card has a $195 annual fee.
Initial bonus: $1,000 for spending $10,000 in the first 3 months.
Rewards: 5% cash back on travel through Chase, 2.5% back on every purchase totaling at least $5,000, as well as 2% back on all other purchases.
Other benefits: The Ink Business Premier card also comes with fraud protection, purchase protection, cell phone protection, and extended warranty protection, among other benefits.
The Ink Cash card is a very good credit card for business owners with at least good credit who want to earn cash back rewards. In fact, Ink Cash offers the best ongoing cash back bonuses of any Chase business credit card. Plus, the card is easily worthwhile considering its $0 annual fee.
Initial bonus: $900 for spending $6,000 in the first 3 months.
Rewards: 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases.
Other benefits: The Ink Cash card also comes with fraud protection, purchase protection, extended warranty protection, and roadside dispatch, among other benefits.
The United Business Credit Card offers 1 - 2 miles per $1 on purchases. The card also gives 75,000 miles for spending $5,000 in the first 3 months. Cardholders get a free first checked bag on United flights, too.
This card requires at least good credit and its annual fee is: $0 intro 1st yr, $99 after.
The Southwest Plus Card offers 1 - 2 points per $1 spent on purchases, plus two free checked bags on Southwest flights. The card also gives a 30,000 points plus Companion Pass® (good through 2/28/24) for spending $4,000 in the first 3 months.
This card requires at least good credit and has a $69 annual fee.
The IHG Premier offers 3 - 10 points per $1 on purchases. The card gives a 175,000 points for spending $3,000 in the first 3 months, plus a free night after each account anniversary.
This card requires at least good credit and has a $99 annual fee.
How to Apply for a Chase Business Card
The easiest way to apply for a Chase business card is online. Just choose the card you prefer and click on the “Apply Now” button. You can also apply for a business credit card in person, at a Chase Bank branch during normal business hours.
You'll have to supply Chase with your personal and financial information, including your Social Security number. In many cases, you’ll get a decision instantly, but it could take up to 30 days to receive a decision letter by mail.
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