What is the Chase Ink Business Unlimited interest rate?

For the Chase Ink card you will need a credit score of 700 or better, which means people with good credit or better have a shot at getting approved for a Chase Ink card. You must also provide proof of a business income sufficient enough to make at least the minimum amount due every month. Chase will review your personal credit history when you apply for the Ink Business Cash card, Preferred card, or Unlimited card. Take note that you’re personally liable for any debts on a Chase Ink account that the business is unable to pay.... read full answer

If you’re approved for a Chase Ink card, a high Chase Ink card credit score offers additional advantages. Chase will take your credit score into account when it determines both your credit limit and your interest rate. So, the higher your credit score and credit history, the better chance you have of landing favorable terms upon approval.

Chase Ink approval odds are highest for applicants with a personal credit score of 700 or above, proof of business income, and fewer than five credit card accounts opened in the past 24 months. Chase Ink applicants also need to be at least 18 years old and have an SSN or ITIN, plus an Employer ID number, if applicable.... read full answer

Take note that Chase will review your personal credit history and consider factors such as outstanding debt, number of open accounts, recent credit inquiries, and bank account information, among others. However, the Chase pre-qualification tool, which allows applicants to assess their chances of being approved for personal Chase credit cards, is not available for Chase Ink business cards.

The Chase Ink annual fee could be either $0 or $95, depending on the card. When a Chase Ink card has an annual fee, the charge applies to the first monthly bill after account opening. Chase will then charge the fee each subsequent year during the month of the account anniversary.... read full answer

Chase Ink Annual Fee by Card

• Ink Business Cash® Credit Card: $0
• Ink Business Unlimited® Credit Card: $0
• Ink Business Preferred® Credit Card: $95

Despite the $0 annual fee for Ink Cash and for Chase Ink Business Unlimited, both cards still give substantial rewards and are decent options for financing purchases initially.

While Chase Ink Preferred charges $95 per year, it offers the best rewards and benefits out of the entire Ink family in return. Chase Ink Preferred offers a high amount of points on travel and business purchases, along with an initial bonus of 100,000 points for spending $15,000 in the first 3 months.