Archie Conway, WalletHub Financial Advisor
@ArchieConway
The main difference between the Chase Ink Business Unlimited card and the Ink Business Cash® Credit Card comes down to their rewards structure. They’re both cash back credit cards, but Chase Ink Business Unlimited offers a flat 1.5% cash back rate on every purchase, while Ink Cash offers supplemented rewards in different spending categories.
Chase Ink Business Unlimited vs. Ink Cash: How They Compare
Card | Chase Ink Business Unlimited | Ink Cash |
Initial Bonus | $900 for spending $6,000 in the first 3 months | $900 for spending $6,000 in the first 3 months |
Ongoing Rewards | 1.5% cash back on all purchases | 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases |
Purchase Intro APR | 0% for 12 months | 0% for 12 months |
Regular APR | 17.49% - 23.49% (V) | 17.49% - 23.49% (V) |
Annual fee | $0 | $0 |
Foreign transaction fee | 3% of each transaction in U.S. dollars | 3% of each transaction in U.S. dollars |
Credit score required | 700+ (good credit or better) | 700+ (good credit or better) |
Other Benefits |
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The Chase Ink Business Unlimited flat 1.5% cash back rate is a great incentive for those whose spending habits don’t favor any specific areas, but the Ink Cash card will be a better option for those who plan on spending more in its bonus rewards categories. Feel free to also check out our editors’ picks for the best business credit cards.

Ink Business Unlimited® Credit Card
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