Maria Adams, Credit Cards Moderator
@m_adams
Some of the best instant approval unsecured credit cards for people with bad credit are the Fingerhut Credit Account, the Indigo® Mastercard® for Less than Perfect Credit, and the Total Visa® Card; all 3 of these unsecured cards approve people with bad credit and offer instant approval most of the times.
The only thing you’d have to worry about with unsecured cards and bad credit are the fees. Most unsecured cards for bad credit charge high fees - annual fees, monthly fees, and account opening fees. The Fingerhut Credit Card, however, doesn’t charge those fees because it’s a store credit card, meaning you can only use it at Fingerhut.com. But it’s unsecured, and it will still build your credit.
Lastly, you might want to check out several other credit cards for bad credit, that offer high instant approval odds for some applicants.

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