What are the best instant approval credit cards for bad credit that are unsecured?

The best instant approval unsecured credit cards for people with bad credit are the Fingerhut Credit Account, the Indigo Mastercard, and the Total Visa Credit Card because all 3 of these unsecured cards approve people with bad credit. All 3 cards also have instant approval most of the time.

The only thing you’d have to worry about with unsecured cards and bad credit are the fees. Most unsecured cards for bad credit charge high fees - annual fees, monthly fees, and account opening fees. The Fingerhut Credit Account, however, doesn’t charge those fees because it’s a store credit card, meaning you can only use it at Fingerhut.com. But it’s unsecured, and it will still build your credit.