Maria Adams, Credit Cards Moderator
@m_adams
Some of the best instant approval unsecured credit cards for people with bad credit are the Fingerhut Credit Account, the Indigo® Mastercard® for Less than Perfect Credit, and the Total VISA® Credit Card; all 3 of these unsecured cards approve people with bad credit and offer instant approval most of the times.
The only thing you’d have to worry about with unsecured cards and bad credit are the fees. Most unsecured cards for bad credit charge high fees - annual fees, monthly fees, and account opening fees. The Fingerhut Credit Card, however, doesn’t charge those fees because it’s a store credit card, meaning you can only use it at Fingerhut.com. But it’s unsecured, and it will still build your credit.
Lastly, you might want to check out several other credit cards for bad credit, that offer high instant approval odds for some applicants.
2021's Best Instant Approval Credit Cards
Compare CardsPeople also ask
Can I get an unsecured credit card with a 500 credit score?
Yes, you can get an unsecured credit card with a 500 credit score, though it’s probably not the best idea. It’s harder to get approved for such a card, and it typically involves high fees, high interest rates, and little spending power.
Unsecured credit cards for a 500 credit score … read full answer
show lessWhat's the easiest unsecured credit card to get approved for?
One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit. You can get approved for it even with bad (300) credit. It offers a $300 starting spending limit. And you can use it wherever VISA is accepted.
This isn’t your on… read full answer
show less
Did we answer your question?