Yes, a Chase credit card is good for beginners who are in school, as the Chase Freedom® Student credit card accepts applicants with limited or no credit. All other Chase credit cards are bad for beginners because they require at least good credit for approval, which means a credit score of at least 700.
Beginners can still build credit by becoming an authorized user on a Chase credit card account designed for people with above-average credit, though. Two good examples are Chase Freedom Flex℠ and Chase Freedom Unlimited®. Authorized users will get their own Chase credit card and access to the account’s credit limit, while the primary cardholder is liable for all charges on the account.
The best Chase starter credit card is the Freedom Student card because it accepts applicants with limited credit history and reports to the three major credit bureaus on a monthly basis. This Chase card has an annual fee of $0, and it rewards cardholders with 1% cash back on purchases. Just keep in mind that the Chase Freedom® Student credit card is a student credit card, so you may not be able to qualify for it if you aren’t a student.… read full answer
While Freedom Student is the best Chase starter credit card, it’s also the only one. You may therefore want to compare it to other starter credit cards to make sure you get the best card for your needs.
The best introductory credit cards are meant for beginners, offering high approval odds to people with limited or no credit history. They also have low annual fees and report account information to the major credit bureaus each month, allowing responsible cardholders to build credit over time.
The best introductory credit cards can provide low fees, rewards, and a clear path to a higher credit score. But they’re far from the best credit card offers on the market. If you use an introductory credit card responsibly, making sure to always pay your monthly bill by the due date, you can build the credit standing needed to qualify for the market’s best overall credit cards before too long.
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