A Chase Sapphire card is a Visa. Both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are on the Visa network. First and foremost, that means you can use these cards virtually everywhere in the world as Visa is one of the card networks with the most extensive international acceptance.
Chase Sapphire Visa cards are accepted by millions of retailers in over 200 countries and territories. Almost every merchant that takes credit cards accepts Visa. And most people with a credit card have a Visa. There were 337 million Visa credit cards in circulation at the end of 2018. That’s about half the total market and more than the total population of the United States.
Having a Chase Sapphire Preferred or Chase Sapphire Reserve also entitles you to a wide range of Visa benefits. This includes, for example, rental car insurance, travel insurance and low currency conversion rates for international purchases. In particular, you’ll enjoy Visa Signature benefits with Chase Sapphire Preferred, while Chase Sapphire Reserve comes with Visa Infinite benefits. Visa Infinite provides some additional perks, including extended travel insurance and a special concierge.
So it’s good that Chase Sapphire Preferred and Chase Sapphire Reserve are on the Visa network. Both also stand out among Visa cards because of their great rewards as they are among the best travel rewards credit cards on the market. Chase Sapphire Preferred, for instance, offers 80,000 bonus points for spending $4,000 in the first 3 months. Plus, it earns 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. And it also features a $0 foreign transaction fee, which makes it an ideal travel companion.
For what it’s worth, credit cards do change card networks from time to time. If your network ever changes in the future, you’ll automatically be issued a new card.