Marshall Jamieson, WalletHub Finance Consultant
No, American Express is not a credit card. It is a financial services company that operates the American Express card network and issues a number of cards, including credit cards, charge cards, prepaid debit cards, and gift cards.
As a card network, Amex decides where their cards can be used, and facilitates transactions between merchants and credit card issuers. Amex cards are widely accepted in the United States, but lag behind Visa and Mastercard by a few million merchants. Abroad, Amex cards are accepted in around 160+ countries and territories, while you can use your Visa or Mastercard cards in 200+ countries.
Here are some of the best American Express credit cards:
American Express is definitely most well known for their credit cards and charge cards (a type of credit card that requires you to pay in full every month). And they have quite a few good options covering various needs, from financing to spending-based rewards.
2023's Best American Express Credit CardsCompare Cards
Bill B, Member
That's a vague question, really. I mean, Amex does issue credit cards, but they've also got a card network (like Visa), which includes debit cards.
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