Is American Express Business Platinum worth it? This question is about The Business Platinum Card® from American Express

The American Express Business Platinum is worth it for frequent business travelers who like luxury and don't mind paying for it. It requires good or excellent credit for approval, has a $695 annual fee, and it offers: 120,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening 5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com 1 point/$1 spent on everything else Access to more than 1,000 airport lounges in over 120 countries Up to $200 in statement credits for incidental fees charged by your chosen airline/year Free TSA PreCheck or Global Entry Automatic Gold status in the Hilton and Marriott loyalty programs Up to $100 in statement credits for U.S. Dell purchases twice a year 0% foreign transaction fee The Amex Business Platinum is a hybrid card, with a no pre-set spending limit. This means that your credit limit will constantly change based on your spending habits, payment and credit history or financial resources. Also, it won't allow you to carry a balance, you'll need to pay your bill in full at the end of each billing cycle.

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Is American Express Business Platinum worth it?

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This question is about The Business Platinum Card® from American Express

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Laura Ward, Member

@laura_4 • 09/29/20 This answer was first published on 09/30/20 and it was last updated on 09/29/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The American Express Business Platinum is worth it for frequent business travelers who like luxury and don't mind paying for it. It requires good or excellent credit for approval, has a $695 annual fee, and it offers:

120,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening
5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com
1 point/$1 spent on everything else
Access to more than 1,000 airport lounges in over 120 countries
Up to $200 in statement credits for incidental fees charged by your chosen airline/year
Free TSA PreCheck or Global Entry
Automatic Gold status in the Hilton and Marriott loyalty programs
Up to $100 in statement credits for U.S. Dell purchases twice a year
0% foreign transaction fee

The Amex Business Platinum is a hybrid card, with a no pre-set spending limit. This means that your credit limit will constantly change based on your spending habits, payment and credit history or financial resources. Also, it won't allow you to carry a balance, you'll need to pay your bill in full at the end of each billing cycle.

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