Yes, Amex is accepted in India by thousands of merchants. While Visa and Mastercard are generally accepted in more locations, you likely won’t have problems using American Express in India, especially in the major cities. Before you start using an Amex card abroad, however, you should make sure it doesn’t charge a foreign transaction fee.
Foreign transaction fees are an additional charge of 2%-4% that gets added to purchases when you travel internationally (and even when you’re in the U.S., but making purchases from merchants based abroad). Fortunately, Amex does provide options for customers traveling out of the country, with the best being The Platinum Card® from American Express.
Amex is not accepted everywhere in India because American Express imposes a slightly higher interchange fee on transactions than most of its major competitors. However, Amex has reported that over 523,000 merchants across India joined the network in 2021. Additionally, thousands of vendors across India already accept American Express, and with around 1.5 million cards in circulation there, Amex has a large customer base within the country.
American Express is accepted in more than 160 countries and territories internationally. That includes all the members of the United Nations, except for those under U.S. sanctions. Amex cards are more widely accepted in some international destinations than others, though. It should be pretty easy to find merchants that take American Express cards in Australia, Canada, Mexico and India, for example. But it will be much tougher in smaller countries that aren’t known for doing...
No,. American Express is not specifically for rich people, even though it does have a high level of status in many people’s minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don’t need to be rich to have a good credit score.
In addition, some forums even report approvals for people with incomes as low as $25,000 per year. An income of $60,000 or higher...
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