Is Amex Blue Cash Everyday hard to get?

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer

Amex Blue Cash Everyday Credit Score Info:

• The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.
• Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
• The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express, The Platinum Card® from American Express, The Amex EveryDay® Credit Card from American Express and the Amex EveryDay® Preferred Credit Card also require at least good credit for high approval odds.

Applying for any credit card can temporarily hurt your score, so you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card. You can also get a better idea of your Amex Blue Cash Everyday approval chances by checking for pre-qualified offers on Amex’s website. Pre-qualification doesn’t guarantee approval, but it indicates you have good odds.

There are no American Express credit cards that are easy to get. They all require good credit or better. The USAA® Secured American Express® Card used to be the easiest American Express card to obtain as it was available to people with bad credit. But USAA® Secured American Express® Card is no longer available to new applicants.

While American Express credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.… read full answer

Easiest credit cards to get:

Having one of these credit cards may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

The Amex Blue Cash Everyday annual fee is $0 per year. Amex Blue Cash Everyday’s $0 annual fee is lower than the average annual fee among new credit card offers right now. Although Blue Cash Everyday® Card from American Express does not have an annual fee, there are other fees to worry about.

Amex Blue Cash Everyday Fees

• Annual Fee: $0
• Cash Advance Fee: 5% (min $10)
… read full answer
• Foreign Fee: 2.7%
• Max Late Fee: $40