The Applied Bank® Unsecured Classic Visa® Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Applied Bank Unsecured Credit Card and a metal credit card, though, so don’t dismiss the Applied Bank Unsecured Credit Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.
Yes, the Applied Bank Unsecured Classic card does a hard pull on your credit when you apply for it. This could hurt your credit score, but only for a short period of time.
Unfortunately there’s no way to see if you pre-qualify, but you could get approved even with bad credit.
You can get an Applied Bank credit card credit limit increase if it’s offered to you or if you add to your security deposit. It depends on which card you own. Applied Bank credit limit increases are offered based on the length of time since an account was open and the payment history of the account.
Credit limit increases for the Applied Bank Unsecured Credit Card cannot be requested, they must be offered by the issuer. Your account...
The J.P. Morgan Reserve Credit Card and the The Ritz-Carlton Credit Card reportedly tie for the distinction of the heaviest metal credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Mastercard® Gold Card, J.P. Morgan Reserve Credit Card, U.S. Bank Altitude Reserve Visa Infinite® Card, HSBC Elite Credit Card, The Ritz-Carlton Credit Card, and Applied Bank® Unsecured Classic Visa® Card
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