Is the Bank of America Unlimited Cash Rewards Card a good first time credit card?

Your Bank of America credit card approval odds are high if you have a credit score of 750 or higher in most cases. This means Bank of America credit cards usually require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your approval odds.

The Bank of America credit card with the highest approval odds is the Bank of America Custom Cash Secured Card, which you can get with bad credit. If you're in college, you may get...

The Bank of America Unlimited Cash Rewards credit card does not have purchase protection. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.

Although the Bank of America Unlimited Cash Rewards credit card card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The Bank of America Unlimited Cash Rewards credit card has zero liability protection and extended warranty protection. It also has an annual fee of $0.

If...

The best Bank of America starter credit card is the Bank of America Custom Cash Secured Card because it accepts applicants with limited credit history and reports to the three major credit bureaus on a monthly basis. This Bank of America card also has an annual fee of $0, and it rewards cardholders with 1 - 3% cash back on purchases.

Your goal with a starter credit card should be to build your credit score as cheaply as possible. The Bank of America Custom Cash Secured Card is a good...