WalletHub, Financial Company
Bank of America credit cards can be either Visa or Mastercard, depending on the card. Both Visa and Mastercard benefit from extensive worldwide acceptance, and they also provide similar benefits. So, whether a Bank of America credit card is a Visa or a Mastercard should not be a deciding factor in most people’s credit card choice.
Best Bank of America Visa Credit Cards in 2023
Best Bank of America Mastercard Cards in 2023:
Ultimately, if you would like to learn more about the differing roles played by card networks and card issuers, make sure to check out WalletHub’s guide on credit card companies and major cards.
2023's Best Bank of America Credit CardsCompare Cards
Hattie Roberts, Member
Bank of America issues credit cards on both the Visa and Mastercard card networks.
The only real difference that stands between Visa and Mastercard is that your card works on the payment network that the company operates. A Visa card won't work on Mastercard's network, and vice versa. Ultimately, any other differences in cards come from the specific card you have.
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