Are Bank of America credit cards Visa or Mastercard?

Question

The Bank of America® Premium Rewards® credit card is a Visa, not a Mastercard. You can use your Bank of America Premium Rewards credit card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...

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Answer 1 · 2022-08-19 12:22:14

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WalletHub, Financial Company

@WalletHub • 08/19/22 This answer was first published on 04/06/21 and it was last updated on 08/19/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Bank of America credit cards can be either Visa or Mastercard, depending on the card. Both Visa and Mastercard benefit from extensive worldwide acceptance, and they also provide similar benefits. So, whether a Bank of America credit card is a Visa or a Mastercard should not be a deciding factor in most people’s credit card choice.

Best Bank of America Visa Credit Cards in 2023

Overall: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
Travel: Bank of America® Travel Rewards credit cardBank of America® Travel Rewards credit cardLearn MoreLearn Moreon issuer's website
Secured: Bank of America® Customized Cash Rewards Secured Credit CardBank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
Students: Bank of America® Customized Cash Rewards credit card for StudentsBank of America® Customized Cash Rewards credit card for StudentsLearn MoreLearn Moreon issuer's website

Best Bank of America Mastercard Cards in 2023:

Intro APR Offer: BankAmericard® credit cardBankAmericard® credit cardLearn MoreLearn Moreon issuer's website
Secured: BankAmericard® Secured Credit CardBankAmericard® Secured Credit CardLearn MoreLearn More
Students: BankAmericard® credit card for StudentsBankAmericard® credit card for StudentsLearn MoreLearn Moreon issuer's website
Business: Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardBank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardLearn MoreLearn Moreon issuer's website

Ultimately, if you would like to learn more about the differing roles played by card networks and card issuers, make sure to check out WalletHub’s guide on credit card companies and major cards.

Answer 2 · 2020-05-19 07:44:59

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Hattie Roberts, Member

@hattie_roberts • 05/19/20 This answer was first published on 05/19/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Bank of America issues credit cards on both the Visa and Mastercard card networks.

The only real difference that stands between Visa and Mastercard is that your card works on the payment network that the company operates. A Visa card won't work on Mastercard's network, and vice versa. Ultimately, any other differences in cards come from the specific card you have.

Are Bank of America credit cards Visa or Mastercard?

WalletHub, Financial Company

Best Bank of America Visa Credit Cards in 2023

Best Bank of America Mastercard Cards in 2023:

2023's Best Bank of America Credit Cards

Hattie Roberts, Member

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