Is the BankAmericard Card a good first time credit card?

The BankAmericard® credit card credit score requirement is at least 750. That means people with excellent credit have a shot at getting approved for the BankAmericard credit card.

Other factors to consider when applying for the BankAmericard credit card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the BankAmericard credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to apply only after you meet the BankAmericard credit card credit score requirement. You can check your credit score for free, right here on WalletHub.

Yes, it is hard to get the BankAmericard® credit card because it requires excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the BankAmericard credit card.

In order to get the BankAmericard credit card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.… read full answer

Keep in mind that even if you meet all of the requirements for the BankAmericard credit card, you’re never guaranteed to be approved.

The best Bank of America starter credit card is the Bank of America Custom Cash Secured Card because it accepts applicants with limited credit history and reports to the three major credit bureaus on a monthly basis. This Bank of America card also has an annual fee of $0, and it rewards cardholders with 1 - 3% cash back on purchases.… read full answer

Your goal with a starter credit card should be to build your credit score as cheaply as possible. The Bank of America Custom Cash Secured Card is a good option for doing just that.

Bank of America Starter Credit Cards

• Bank of America Custom Cash Secured Card
• BankAmericard Secured
• Bank of America Travel Rewards for Students

Bank of America has some solid options, but you may want to compare them to other starter credit cards before applying. If nothing else, your first credit card should report to the three main credit bureaus and have a low annual fee.

If you would like more guidance, check out WalletHub’s CardAdvisor or create a WalletHub account for free, personalized credit card suggestions.