Is The BankAmericard credit card a Visa or Mastercard? This question is about the BankAmericard® credit card

Is The BankAmericard credit card a Visa or Mastercard?

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This question is about the BankAmericard® credit card

Maria Adams, Credit Cards Moderator

@m_adams • 09/27/21 This answer was first published on 09/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The BankAmericard® credit card is a Mastercard, not a Visa. You can use your BankAmericard credit card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

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Are Bank of America credit cards Visa or Mastercard?

Bank of America credit cards can be either Visa or Mastercard, depending on the card. Both Visa and Mastercard benefit from extensive worldwide acceptance, and they also provide similar benefits. So, whether a Bank of America credit card is a Visa or a Mastercard should not be a deciding factor in most people’s credit card choice.

Best Bank of America Visa Credit Cards in 2023

Overall: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
Travel: Bank of America® Travel Rewards credit cardBank of America® Travel Rewards credit cardLearn MoreLearn Moreon issuer's website
Secured: Bank of America® Customized Cash Rewards Secured Credit CardBank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More
Students: Bank of America® Customized Cash Rewards credit card for StudentsBank of America® Customized Cash Rewards credit card for StudentsLearn MoreLearn Moreon issuer's website

Best Bank of America Mastercard Cards in 2023:

Intro APR Offer: BankAmericard® credit cardBankAmericard® credit cardLearn MoreLearn Moreon issuer's website
Secured: BankAmericard® Secured Credit CardBankAmericard® Secured Credit CardLearn MoreLearn More
Students: BankAmericard® credit card for StudentsBankAmericard® credit card for StudentsLearn MoreLearn Moreon issuer's website
Business: Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardBank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardLearn MoreLearn Moreon issuer's website

Ultimately,...

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What is considered a "major credit card"?

Major credit cards are any cards that belong to one of the big four credit card networks: Visa, Mastercard, American Express and Discover. That’s what stores mean by “we accept all major credit cards.” A major credit card will almost always show the logo of its network on the front. In some cases it’ll be on the back. If a card doesn’t have such a logo, it’s likely a store card that can only be used at a...

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What is the difference between Visa and Mastercard?

Most people won't notice any substantial difference between Visa and Mastercard because their services are largely on par. However, the main difference between Visa and Mastercard is that Mastercard is more widely accepted internationally, while Visa offers more credit card benefits. Visa and Mastercard are two of the largest payment networks in the world, but neither Visa nor Mastercard issues any cards. Banks and credit unions issue the cards, which are then used on the...

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