Is Barclays Visa or Mastercard?

No, you usually can’t use store credit cards everywhere, unless they’re linked to a credit card network, such as Visa or Mastercard. But the store cards that are not on a network only work at the merchants they’re affiliated with.

Note that store cards with limited acceptance are easier to get, generally requiring just fair credit for approval. However, the cards affiliated with a retailer that are linked to a specific network tend to have stricter...

The main difference between Visa and Mastercard is that Mastercard is more widely accepted internationally, while Visa offers more standard credit card benefits. Most people won't notice any substantial difference between Visa and Mastercard because their services are largely on par. Visa and Mastercard are two of the largest payment networks in the world, but neither Visa nor Mastercard issues any cards. Banks and credit unions issue the cards, which are then used on the...

Major credit cards are any cards that belong to one of the big four credit card networks: Visa, Mastercard, American Express and Discover. That’s what stores mean by “we accept all major credit cards.” A major credit card will almost always show the logo of its network on the front. In some cases it’ll be on the back. If a card doesn’t have such a logo, it’s likely a store card that can only be used at a...