Yes, Capital One is a good credit card company for beginners. The best Capital One credit card for beginners is the Capital One Platinum Credit Card because it has a $0 annual fee, is available to people with limited credit, and does not require a security deposit to open the account. Capital One Platinum does not offer any rewards, as it is a no-frills credit card specifically for building credit at a low cost.
Capital One offers several other good credit cards for beginners with little or no credit history. Nearly all of them come with features such as no annual fee or cash back rewards on purchases, though some may require you to be enrolled as a student or put down a security deposit before you can open an account.
If you’re a newcomer to credit and need help finding the right Capital One credit card for your needs, take a look at WalletHub’s picks for the best Capital One credit cards. You can see for yourself how the top cards compare in a number of key categories and across credit levels.
The Capital One credit score requirement is of at least 300, depending on the credit card. For example, applicants with limited or bad credit can get a secured credit card from Capital One, while the best Capital One credit cards overall require at least good credit for approval.
If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the … read full answerissuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.
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