Yes, you can use the Capital One Quicksilver card anywhere Mastercard is accepted. That is pretty much anywhere credit cards are accepted, as Mastercard benefits from extensive worldwide acceptance. Capital One Quicksilver features a $0 foreign transaction fee, which makes it a great travel companion and a good choice for shopping online, through international merchants. And you won’t have to notify Capital One about your travel plans, thanks to the added security of the Capital One Quicksilver chip.
Capital One Quicksilver is issued as a Mastercard, but networks are subject to change and there are both VISA and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form. Regardless of whether your Capital One Quicksilver is a VISA or a Mastercard, you’ll be able to use it globally as these two networks are the most widely accepted, both in the U.S. and abroad.
The Capital One QuicksilverOne foreign transaction fee is $0. This means you will not be charged extra when you make purchases outside the U.S. (or online, from international merchants) using the Capital One QuicksilverOne. Foreign transaction fees on credit cards range from 0% to 3%, depending on the card and issuer. Capital One does not charge foreign transaction fees on any of its personal or business credit cards.… read full answer
The $0 foreign transaction fee is just one of the features that make Capital One QuicksilverOne a worthwhile rewards card. It’s pretty easy to get, available even to people with limited. It also offers 1.5% cash back on all purchases to cancel out its modest $39 annual fee. Capital One QuicksilverOne is a Mastercard credit card network, which means you’ll also benefit from wide-ranging international acceptance.
Capital One Quicksilver could either be a Visa or a Mastercard. Capital One issues cards on both networks, but there is no way to choose which network your new card will be on.
The card network for your new card isn’t based on your credit score, card terms, rewards or credit limits either. A card network is simply the company that helps process credit card transactions and determines where a card is accepted. Having said that, both Visa and Mastercard benefit from the most extensive worldwide acceptance, so you’ll have no problems using your Capital One Quicksilver, regardless of its card network.… read full answer
Your Capital One Quicksilver approval odds are higher if you have a credit score of 700+. This means that you need at least good credit to get this card. Capital One will also review your annual income, sources of income, and housing status, among other factors.
Keep in mind that, before submitting an application, you can check for pre-approval using the tool on the Capital One website. Pre-approval means that an issuer thinks a borrower has a good chance of being approved. It isn’t card-specific, so you can’t check for one card in particular. But it will tell you which Capital One card(s) have the highest approval odds. Pre-approval uses a soft inquiry, or “soft pull,” so it won’t affect your credit. You will still have to submit an application before you’re approved. And even then, there are no guarantees.
Applying for most credit cards triggers a hard inquiry which can temporarily hurt your credit score, so make sure you know where you stand before applying, either by using an issuer’s pre-approval tool if available, or by checking your credit score for free on WalletHub.
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