Can I Use My Capital One Quicksilver anywhere?

The Capital One QuicksilverOne foreign transaction fee is $0. This means you will not be charged extra when you make purchases outside the U.S. or online through an international merchant.

Foreign transaction fees on credit cards range from 0% to 3%, depending on the card and issuer. Capital One does not charge foreign transaction fees on any of its personal or business credit cards.… read full answer

Other Capital One QuicksilverOne Features:

The $0 foreign transaction fee is just one of the features that make Capital One QuicksilverOne a worthwhile rewards card. It offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases, and it comes with a $39 annual fee.

In addition, it is available even to people with limited credit. Capital One QuicksilverOne is on the Mastercard network, which means you’ll also benefit from wide-ranging international acceptance, too.

The Capital One Quicksilver card is a Mastercard. That means you can use your Capital One Quicksilver at millions of merchant locations in more than 210 countries and territories. However, it is worth noting that networks are subject to change and there are both Visa and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.… read full answer

Here’s what you should know about the Capital One Quicksilver card:

• Card network-level benefits: The Mastercard level of benefits that you will get will depend on your creditworthiness. If you qualify for the World Elite Mastercard, your Capital One Quicksilver will include perks such as travel insurance, concierge services, and purchase protection, among other benefits.
• No foreign transaction fees: On top of the Capital One Quicksilver’s wide global acceptance, frequent travelers will also enjoy the card’s $0 foreign transaction fee. That means you’ll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
• Other perks: The Capital One Quicksilver card provides plenty of its own rewards and perks to complement the array of benefits offered by Mastercard. For example, the card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.

Ultimately, it is worth noting that a card network is the company that helps process credit card transactions and determines where a card is accepted. Having said that, both Visa and Mastercard benefit from the most extensive worldwide acceptance, so you’ll have no problems using your Capital One Quicksilver, regardless of its card network.

Your Capital One Quicksilver approval odds are higher if you have a credit score of 700+. This means that you need at least good credit to get this card. Capital One will also review your annual income, sources of income, and housing status, among other factors.

Checking for Capital One Quicksilver Pre-Approval

Keep in mind that, before submitting an application, you can check for pre-approval using the tool on the Capital One … read full answerwebsite. Pre-approval means that an issuer thinks a borrower has a good chance of being approved. It isn’t card-specific, so you can’t check for one card in particular. But it will tell you which Capital One card(s) have the highest approval odds. Pre-approval uses a soft inquiry, or “soft pull,” so it won’t affect your credit. You will still have to submit an application before you’re approved. And even then, there are no guarantees.

Applying for most credit cards triggers a hard inquiry which can temporarily hurt your credit score, so make sure you know where you stand before applying, either by using an issuer’s pre-approval tool if available, or by checking your credit score for free on WalletHub.