Is Capital One Venture a good credit card?

Yes, Capital One Venture is an excellent credit card – provided you’re someone who likes to travel. The card’s travel-related rewards are very generous, especially considering how flexible the redemption process is. Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months. And you earn ongoing rewards of 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. There’s a $95 annual fee, but frequent travelers can easily offset this cost, given Capital One Venture’s rewards.

Here’s why Capital One Venture is a good credit card:

• Big initial bonus: Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months.
• Generous rewards: You get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases, with no limit.
• Redemption flexibility: You can redeem your miles to cover the cost of a trip after you take one, or you can use them to book flights, hotels and rental cars. There are other ways to redeem, like gift cards or cash back, but you get less value.
• Restriction free: Capital One doesn’t have any blackout dates or seating restrictions – you can book any flight, any time.
• Travel Benefits: Capital One Venture comes with additional benefits like travel accident insurance, auto rental insurance, and more.
• Reasonable fees. The annual fee is $95, but frequent travelers have the potential to offset it due to the card’s rewards. The card also features a $0 foreign transaction fee, which is ideal when traveling. The maximum late fee is $40.

Capital One Venture is an excellent credit card for frequent travelers with good credit or better (a credit score of 700+). But keep in mind that its rewards are worth more when redeemed for travel. So check out some of the best credit cards for everyday spending, if you don’t travel as often. Also, Capital One Venture has a regular APR of 16.24% - 24.24% (V) (based on the specifics of your credit), so if you plan on financing a purchase or transferring a balance, make sure to also take a look at the best low interest credit cards.

One year after my BK7 I applied and was approved for a Capital One Platinum Mastercard with a SL of $500.  After one year of heavy use and paying off the balance each month BEFORE statement cycled, I requested and was granted an upgrade to VENTURE with a credit line of $8K.

Fast forward two years along with moderate usage and multiple credit line increase requests, my current limit is now at $19K!  I have requested CL increases this past year, but my usage doesn’t warrant an increase.

This is a metal card that earns 2 miles per dollar spent.  I can redeem my miles against ANY flight or hotel purchased with my VENTURE card in addition to redeeming my miles on Amazon.com!

I mention my BK because Capital One extended me credit when others didn’t.  BTW I was initially approved with a FICO in the 630’s and my current FICO is right at 683.

It's one of the best if you can get past its annual fee. The initial bonus alone makes it worth it.

Yes, it's a very good card, especially if you travel. It has a high rewards rate, flexible reward redemption, no foreign transaction fees, and a sign-up bonus.