The CareCredit Credit Card is neither a Visa, nor a Mastercard. While there is a Mastercard version of the CareCredit Credit Card, it is only available to select cardholders through an upgrade. The CareCredit Credit Card applicants initially get approved for is specifically designed to offer special financing for eligible health care services and products, and it can only be used for such transactions. As a result, the CareCredit Credit Card is more like a specialized store credit card.
Consumers cannot apply for the CareCredit Rewards Mastercard directly. Once approved, existing cardholders may be eligible for the Mastercard version through an upgrade. Simply call the number on the back of your CareCredit Credit Card and get connected with a customer service representative to see if you're eligible.
I have a Care credit Mastercard. Yes, they do have it. It used to be a plain Care Credit card that can only be used for Medical/Dental Services but Idk it’s just one day I received a new Care Credit card that has Mastercard logo and I have been using it anywhere.
You can use your CareCredit Credit Card in more than 225,000 healthcare providers in the U.S. You can also use your card to purchase pharmaceutical and health-related products at thousands of retailers and drugstore chains nationwide. This card is not backed by any major credit card network and only works at affiliated locations. To find the locations and providers near you that accept this card, go to the … read full answerCareCredit website, click on the “Find a Location” tab, and enter your city or zip code.
Where You Can Use Your CareCredit Credit Card
225,000 healthcare providers in the U.S.
Walmart (health, wellness and personal care items)
Sam’s Club (health, wellness and personal care items)
The CareCredit Credit Card helps individuals pay for healthcare expenses that aren’t covered by insurance. These cards differ from normal credit cards in terms of available financing options and how long you have to pay off the expenses. CareCredit Credit Card offers several financing options to cover costly medical expenses that may take longer to pay off than normal credit card purchases. For purchases of $200 or more, you can receive a 0% APR period of 6, 12, 18 or 24 months. But that's deferred interest; if you fail to make minimum monthly payments along the way, or you don’t pay off your full balance by the end of the 0% period, interest will be charged from the original purchase date.
The CareCredit Credit Card also has longer-term financing options with low fixed interest rates (rather than 0%) for purchases of $1,000 and up. Those have payoff periods of 24 or 60 months. The shorter the time period you choose, the lower your fixed interest rate will be. There are fixed monthly payments required until the amount has been paid in full.
Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.… read full answer
For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta. But the GAP Credit Card can be used anywhere Visa is accepted.
Here’s where you can use popular Synchrony credit cards:
Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.
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