Yes, Chase Freedom was discontinued on September 15, 2020, and it is no longer available to new applicants. Current Chase Freedom cardholders aren’t required to change products, though they can upgrade to another rewards credit card from Chase if they’d like.
The Chase Freedom credit card was replaced by the Chase Freedom Flex℠ card, which has the same 5% cash back rewards that Chase Freedom had, plus a few extra bonus rewards categories.
So, if you were hoping to apply for Chase Freedom, the Flex card is the closest you’ll get
You may qualify for the Chase Freedom Flex℠ if you have a credit score of at least 700 and a steady income. The easiest way to get a sense of whether you qualify for the Chase Freedom Flex Card is to check for pre-qualification. Just go to Chase’s pre-qualification page, then enter your name, your address and the last 4 digits of your Social Security number, and click “Find My Offers.” This will show you a list of Chase credit cards you’re likely to qualify for, and it doesn’t impact your credit score.… read full answer
Even if you’re pre-qualified, however, approval still isn’t guaranteed. Chase considers numerous things during the application process. Some of the many factors that can impact whether you qualify for the Chase Freedom Flex Card include your existing debt level, your employment and housing status, and your recent credit inquiries.
It’s also worth noting that if you qualify for the Chase Freedom Flex Card, you’ll have a decent chance at qualifying for other Chase offers as well. The Chase Freedom Flex Card and several other Chase cards require good credit or better for approval.
You can get the best Chase Freedom Unlimited approval odds if you have a credit score of 700 or better. This means that this card requires at least good credit for high chances of approval. While your credit score is one of the most important factors, there are also various other factors that determine your Chase Freedom Unlimited approval odds.… read full answer
What You Need for Good Chase Freedom Unlimited Approval Odds
Good credit or better
Steady income that exceeds your existing financial obligations by a healthy amount
Low debt compared to income
Low housing costs compared to income
S. mailing address
Age of 18+
Social Security Number or Individual Taxpayer Identification Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.
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