No, Chase Freedom is no longer available to new applicants. The Chase Freedom credit card was discontinued in September 2020 and replaced by the Chase Freedom Flex℠ card, which has the same 5% cash back rewards that Chase Freedom had, plus a few extra bonus rewards categories.
So, if you were hoping to apply for Chase Freedom, the closest you’ll get is Chase Freedom Flex℠, but it’s not a bad alternative by any means. The Chase Freedom Flex℠ card has better ongoing rewards and more card perks than the Chase Freedom card.
Current Chase Freedom cardholders aren’t required to change products, though they certainly can upgrade to the Chase Freedom Flex℠ card if they’d like.
You may qualify for the Chase Freedom Flex℠ if you have a credit score of at least 700 and a steady income. The easiest way to get a sense of whether you qualify for the Chase Freedom Flex Card is to check for pre-qualification. Just go to Chase’s pre-qualification page, then enter your name, your address and the last 4 digits of your Social Security number, and click “Find My Offers.” This will show you a list of Chase credit cards you’re likely to qualify for, and it doesn’t impact your credit score.… read full answer
Even if you’re pre-qualified, however, approval still isn’t guaranteed. Chase considers numerous things during the application process. Some of the many factors that can impact whether you qualify for the Chase Freedom Flex Card include your existing debt level, your employment and housing status, and your recent credit inquiries.
It’s also worth noting that if you qualify for the Chase Freedom Flex Card, you’ll have a decent chance at qualifying for other Chase offers as well. The Chase Freedom Flex Card and several other Chase cards require good credit or better for approval.
For the best Chase Freedom Unlimited approval odds, applicants need at least good credit (a score of 700 or higher for the best chances) and a steady income that exceeds their existing financial obligations by a healthy amount. Odds of approval also depend on other factors, including your employment status, outstanding debt, monthly housing payment amount and more.… read full answer
Before you apply, you can gauge your Chase Freedom Unlimited approval odds through the Chase online pre-approval tool. Checking for pre-approval will not hurt your credit score. Once you submit the online pre-approval form, you should know immediately what your chances are of being approved for Chase Freedom Unlimited. You may see additional Chase cards with high odds of approval, too, based on the information you submitted on the online form.
Remember that just because you’re pre-approved does not mean you’ve applied for an account or that you’re guaranteed to get one should you apply. If you submit an application, Chase will request a full review of your credit report. This ”hard pull” will lead to a slight, but temporary, drop in your credit score.
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