Is the Slate Edge Card a good first time credit card? This question is about the Chase Slate Edge℠

No, the Chase Slate Edge℠ Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though. Best First-Time Credit Cards Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn MoreStudents: Capital One Quicksilver Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardLearn MoreLearn MoreCash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's websiteBest Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn MoreNo Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website You can learn more about the best first-time credit cards on WalletHub.

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Is the Slate Edge Card a good first time credit card?

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This question is about the Chase Slate Edge℠

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Chip Lupo, Credit Card Writer

@CLoop • 09/09/22 This answer was first published on 09/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, the Chase Slate Edge℠ Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
Students: Capital One Quicksilver Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardLearn MoreLearn More
Cash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
Best Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website

You can learn more about the best first-time credit cards on WalletHub.

Answer Question

Is a Chase credit card good for beginners?

Yes, a there is a Chase credit card that is good for beginners who are also students. The Chase Freedom® Student credit card accepts applicants with limited credit and has a $0 annual fee, which is all beginners need to start building credit. Most other Chase credit cards require at least good credit for approval.... read full answer

Beginners can still build credit by becoming an authorized user on a Chase credit card account designed for people with above-average credit, though. Two good examples are Chase Freedom Flex℠ and Chase Freedom Unlimited®. Authorized users will get their own Chase credit card and access to the account’s credit limit, while the primary cardholder is liable for all charges on the account.

Ultimately, if you are not loyal to chase, you can check out our editors’ latest picks for the best first credit cards to weigh your options.

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Is Chase Slate Edge hard to get?

Yes, it is hard to get the Chase Slate Edge℠ because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Slate Edge.

In order to get the Slate Edge, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.... read full answer

Keep in mind that even if you meet all of the requirements for the Slate Edge, you’re never guaranteed to be approved.

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What credit score do you need for the Slate Edge card?

The credit score you need for the Slate Edge card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Slate Edge Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Slate Edge credit score requirement. You can check your credit score for free on WalletHub.

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