Are Chase credit cards Visa or Mastercard? This question is about Chase Credit Cards

Most Chase credit cards are on the Visa network. However, there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex card. The network varies by card, so your Chase credit card can be either a Visa or Mastercard. Popular Chase Visa & Mastercard Credit Cards Credit Card Network Chase Sapphire Preferred® Card Visa Chase Sapphire Reserve® Visa Chase Freedom Flex℠ Mastercard Chase Freedom Unlimited® Visa Whether you have a Visa or Mastercard credit card doesn’t make much of a difference because both card networks are accepted at nearly all merchants that take credit cards. Given the minimal differences in card acceptance, it’s safe to put more emphasis on unique rewards and benefits when comparing Chase cards.

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Are Chase credit cards Visa or Mastercard?

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This question is about Chase Credit Cards

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Cameron DiGiovanni, Writer

@cdigiovanni20 • 10/28/22 This answer was first published on 05/14/21 and it was last updated on 10/28/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Most Chase credit cards are on the Visa network. However, there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex card. The network varies by card, so your Chase credit card can be either a Visa or Mastercard.

Popular Chase Visa & Mastercard Credit Cards

Credit Card	Network
Chase Sapphire Preferred® Card	Visa
Chase Sapphire Reserve®	Visa
Chase Freedom Flex℠	Mastercard
Chase Freedom Unlimited®	Visa

Whether you have a Visa or Mastercard credit card doesn’t make much of a difference because both card networks are accepted at nearly all merchants that take credit cards. Given the minimal differences in card acceptance, it’s safe to put more emphasis on unique rewards and benefits when comparing Chase cards.

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Brandon Diaz, Member

@brandon_diaz • 09/02/20 This answer was first published on 09/02/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Currently, most Chase credit cards are on the Visa network.

Visa cards are accepted by millions of retailers in over 200 countries and territories. Almost every merchant that takes credit cards accepts Visa. And most people with a credit card have a Visa.

Visa cards also come with their own benefits, depending on your account type, like concierge service, rental car insurance or extended warranty.

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Are Chase Sapphire cards Visa or Mastercard?

Both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are on the Visa network. That means you can use these cards virtually everywhere in the world as Visa is one of the card networks with the most extensive international acceptance.

What you should know about the Chase Sapphire cards:

Card acceptance: Chase Sapphire Visa cards are accepted by millions of retailers in over 200 countries and territories. Almost every merchant that takes credit cards accepts Visa. And most...

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Is Chase Freedom Flex a Visa or Mastercard?

Chase Freedom Flex is a Mastercard credit card. Because Chase Freedom Flex is a World Elite Mastercard, it can be used anywhere in the world and comes with some great benefits, including free cell phone protection and several retail discounts.

Chase Freedom Flex Mastercard Benefits

Identity theft protection
Cell phone protection
Zero liability protection
Global emergency services
Purchase protection
Extended warranty protection
Trip cancellation/interruption insurance
Rental car insurance
Rewards on Lyft rides...

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Is Chase Freedom Unlimited a Visa or Mastercard?

Chase Freedom Unlimited® is a Visa, not a Mastercard. You can use your Chase Freedom Unlimited Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...

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