Is the Citi Custom Cash Card a good first time credit card? This question is about the Citi Custom Cash℠ Card

No, the Citi Custom Cash℠ Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though. Best First-Time Credit Cards Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn MoreStudents: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn MoreCash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's websiteBest Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn MoreNo Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website You can learn more about the best first-time credit cards on WalletHub.

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Is the Citi Custom Cash Card a good first time credit card?

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This question is about the Citi Custom Cash℠ Card

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Chip Lupo, Credit Card Writer

@CLoop • 09/09/22 This answer was first published on 09/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, the Citi Custom Cash℠ Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

Overall: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
Students: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn More
Cash Back: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
Best Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website

You can learn more about the best first-time credit cards on WalletHub.

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Can I use my Citi Custom Cash card instantly after approval?

Yes, you might be able to use your Citi Custom Cash card instantly after approval. But you’ll only find out if you’re eligible for instant use after being approved for the card.

Otherwise, you'll have to wait for the card to arrive in the mail to be able to use it. Usually, new credit cards are delivered within 7-10 business days.

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Is it hard to get a Citi Custom Cash card?

Yes, it is hard to get the Citi Custom Cash℠ Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Citi Custom Cash.

In order to get the Citi Custom Cash, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to...

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What is the Citi Custom Cash Card credit score requirement?

The Citi Custom Cash℠ Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Custom Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries,...

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