No, the Citi Custom Cash℠ Card is not a good first-time credit card because it is only available to people with good credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built good credit through other means. There are plenty of good first-time credit cards on the market, though.
Yes, it is hard to get the Citi Custom Cash℠ Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Citi Custom Cash.
In order to get the Citi Custom Cash, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.… read full answer
Keep in mind that even if you meet all of the requirements for the Citi Custom Cash, you’re never guaranteed to be approved.
The Citi Custom Cash℠ Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Custom Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Citi Custom Cash credit score requirement. You can check your credit score for free on WalletHub.
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