Lisa Cahill, Credit Cards Moderator
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Yes, it is hard to get the Citi Simplicity® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Citi Simplicity Card.
In order to get the Citi Simplicity Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.
Keep in mind that even if you meet all of the requirements for the Citi Simplicity Card, you’re never guaranteed to be approved.
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