The Citi Simplicity card is a Mastercard. Citi Simplicity is only issued on the Mastercard network now, but it used to be offered as either a Visa or a Mastercard in the past.
Now, you can use Citi Simplicity anywhere Mastercard is accepted, which includes over 200 countries and around 11 million U.S. merchants. Most Citi cards are on the Mastercard network. But you can check out the Costco Anywhere Visa card by Citi if you prefer to have a Citi card on the Visa network.
There isn’t much of a difference between Mastercard and Visa when it comes to acceptance. Both card networks are accepted in more than 200 countries and territories. And almost every merchant that takes credit cards accepts both Visa and Mastercard.
But Mastercard does have a slight advantage over Visa in terms of worldwide acceptance. Mastercard works in 210+ counties and territories, compared to 200+ for Visa.… read full answer
You can learn more from our guide comparing Visa vs. Mastercard.
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