The Citi Simplicity card is a Mastercard. Citi Simplicity used to be offered as either a Visa or a Mastercard, but that is no longer the case.
Now, you can use Citi Simplicity anywhere Mastercard is accepted, which includes over 200 countries and around 11 million U.S. merchants. Most Citi cards are on the Mastercard network. But you can check out the Costco Anywhere Visa card by Citi if you prefer to have a Citi card on the Visa network.
Citi issues credit cards on both the Visa and Mastercard card networks. For example, there’s the Costco Anywhere Visa® Card by Citi and the Citi Simplicity® Card - No Late Fees Ever.
Citi also issues a number of store credit cards, which can only be used at the retailers with which they’re affiliated. They include the likes of the Staples® Credit Card, the Best Buy® Store Card, and the Home Depot® Credit Card.… read full answer
If you would like to learn more about the differing roles played by card networks and card issuers, you can check out this WalletHub guide.
There isn’t much of a difference between Mastercard and Visa when it comes to acceptance. Both card networks are accepted in more than 200 countries and territories. And almost every merchant that takes credit cards accepts both Visa and Mastercard.
But Mastercard does have a slight advantage over Visa in terms of worldwide acceptance. Mastercard works in 210+ counties and territories, compared to 200+ for Visa.… read full answer
You can learn more from our guide comparing Visa vs. Mastercard.
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