Is the Citi Simplicity card a Visa or Mastercard? This question is about the Citi Simplicity® Card

Is the Citi Simplicity card a Visa or Mastercard?

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This question is about the Citi Simplicity® Card

Frankie Solomon, WalletHub Analyst

@frankie.solo • 10/19/21 This answer was first published on 06/18/20 and it was last updated on 10/19/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Citi Simplicity card is a Mastercard. Citi Simplicity is only issued on the Mastercard network now, but it used to be offered as either a Visa or a Mastercard in the past.

Now, you can use Citi Simplicity anywhere Mastercard is accepted, which includes over 200 countries and around 11 million U.S. merchants. Most Citi cards are on the Mastercard network. But you can check out the Costco Anywhere Visa card by Citi if you prefer to have a Citi card on the Visa network.

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Are Citi cards Visa or Mastercard?

Most Citibank credit cards are on the Mastercard network, including the Mastercard examples include the Citi Simplicity® Card and the Citi Double Cash Card. Citi also issues some Visa credit cards, such as the Costco Credit Card and the Best Buy® Credit Card

Both Visa and Mastercard benefit from extensive worldwide acceptance… read full answer, so you’ll be able to use them anywhere credit cards are accepted.

You can find a comprehensive list of both Citi Mastercard and Citi Visa credit cards, right here on WalletHub. If you would like to learn more about the differing roles played by card networks and card issuers, you can also check out WalletHub’s guide on credit card companies and major cards.

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Which card network is more widely accepted, Visa or Mastercard?

There isn’t much of a difference between Mastercard and Visa when it comes to acceptance. Both card networks are accepted in more than 200 countries and territories. And almost every merchant that takes credit cards accepts both Visa and Mastercard.

But Mastercard does have a slight advantage over Visa in terms of worldwide acceptance. Mastercard works in 210+ counties and territories, compared to 200+ for Visa.… read full answer

You can learn more from our guide comparing Visa vs. Mastercard.

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