Is a Delta credit card a good deal?

Question

The Delta credit card annual fee is $0 to $550, depending on the card. For comparison, the average credit card annual fee on the market is $22 right now.

Delta Credit Card Annual Fees

Delta SkyMiles® Blue American Express Card: $0
Delta SkyMiles® Gold American Express Card: $0 intro annual fee for the first year, $99 after
... read full answerDelta SkyMiles® Gold Business American Express Card: $0 intro annual fee for the first year, $99 after

Delta SkyMiles® Platinum American Express Card: $250

Delta SkyMiles® Platinum Business American Express Card: $250

Delta SkyMiles® Reserve American Express Card: $550

Delta SkyMiles® Reserve Business American Express Card: $550

Whether you should get a Delta credit card with an annual fee depends on your spending preferences. If you’re a light spender, you’ll likely want to avoid a fee. But if you spend a lot, you’ll probably find the more expensive cards to be more lucrative in the long run.

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Answer 1 · 2022-04-12 14:43:28

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Bianca Smith, WalletHub Credit Cards Analyst

@bianca_stoian • 04/12/22 This answer was first published on 04/12/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, a Delta credit card is a good deal for frequent Delta Air Lines flyers. The best Delta credit card deal is the Delta Gold Card because it offers new cardholders 70,000 miles after spending $2,000 in the first 6 months. It also offers 2 miles per $1 on Delta purchases, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, and 1 mile per $1 on all other purchases. The card comes with a $0 intro annual fee for the first year ($99 after).

The Blue Delta SkyMiles Credit Card is another good deal for people who want a Delta-branded credit card without spending a lot on fees. The Blue Delta SkyMiles Credit Card charges $0 in annual fees and offers 2 miles per $1 spent on Delta purchases, 2 miles per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), and 1 mile per $1 on all other purchases. The card also comes with an introductory bonus offer of 10,000 miles for spending $1,000 within the first 6 months.

Best Delta Credit Card Deals

Best Overall: Delta SkyMiles® Gold American Express CardDelta SkyMiles® Gold American Express CardLearn MoreLearn More
Biggest Initial Bonus: Delta SkyMiles® Reserve American Express CardDelta SkyMiles® Reserve American Express CardLearn MoreLearn More
Rates & FeesTerms ApplyNo Annual Fee: Delta SkyMiles® Blue American Express CardDelta SkyMiles® Blue American Express CardLearn MoreLearn Moreon issuer's website
Best for Business Owners: Delta SkyMiles® Platinum Business American Express CardDelta SkyMiles® Platinum Business American Express CardLearn MoreLearn More

Delta SkyMiles are worth around $0 each, depending on how you choose to redeem them, and they don’t expire as long as your account remains in good standing. To learn more, check out WalletHub’s full review of the best Delta credit cards.

Is a Delta credit card a good deal?

Bianca Smith, WalletHub Credit Cards Analyst

Best Delta Credit Card Deals

Delta SkyMiles® Gold American Express Card

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