Is the Delta Gold Card a good first time credit card?

The Delta SkyMiles® Gold American Express Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Delta Gold Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Delta Gold Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment...

The best Amex card for first-timers with good credit is the Blue Cash Everyday® Card from American Express because it has a $0 annual fee and gives up to 3% cash back at U.S. supermarkets (up to $6,000 spent per year, then 1%). These features make it a great first Amex card to have, but it would be nearly impossible to get approved for it as your first credit card ever.

In fact, there is no Amex card that would...

It can take anywhere from a few minutes to 14 days to get approved for the Delta Gold Card.

Certain applicants may be approved instantly if they match the Delta Gold Card’s exact criteria. However, not being approved immediately after applying doesn’t mean you won’t have a shot after your application is reviewed in closer detail. You will be informed of the issuer’s final decision within 14 days from applying.

You can also check your Delta Gold Card application...