Is the Fingerhut Card a credit card?

Yes, the Fingerhut Credit Account card is legit, real credit card. The Fingerhut Credit Card card is legit because it is issued by WebBank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The Fingerhut Credit Card also reports information to the major credit bureaus each month.

Why The Fingerhut Credit Card Card is Legit

• Issued by WebBank, FDIC member and BBB accredited with an "A+" rating.
• Rated 4.7/5 stars by...

The Fingerhut Credit Card credit limit is usually around $300 to start, according to forum posts, and some cardholders report limits as high as $3,500. WebBank does not include any specific Fingerhut Credit Card credit limit information in the card’s terms, though.

For the most part, Fingerhut Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the Fingerhut Credit Card...

The Fingerhut Credit Account is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the Fingerhut Credit Account.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Fingerhut Credit Card Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit...