Is the First Access Card legit? This question is about the First Access Visa® Card

Is the First Access Card legit?

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This question is about the First Access Visa® Card

Chip Lupo, Credit Card Writer

@CLoop • 07/05/21 This answer was first published on 07/05/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the First Access Visa® Card is legit. The First Access Card is legit because it is issued by The Bank of Missouri, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating, in partnership with Vervent (former Total Card Inc). The First Access Card also reports information to the major credit bureaus each month.

Why The First Access Card is Legit

Issued by The Bank of Missouri, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating, in partnership with Vervent (former Total Card Inc).
Rated 1/5 stars by WalletHub editors.
3.7 / 5 average user rating on WalletHub.
Reports to all three of the major credit bureaus: Equifax, Experian, and TransUnion.
$0 fraud liability guarantee.

In addition, the First Access Card is legit because it’s on the Visa credit card network, meaning you can use the card anywhere Visa credit cards are accepted.

Answer Question

How can I get a First Access cash advance?

To get a First Access Visa® Card cash advance:

Call customer service at 1 (888) 267-7980 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.

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Withdraw the cash and remove the credit card from the ATM.

Before you take out a First Access Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a $0 the 1st yr, 3% (min $10) after cash advance fee. There’s also a separate cash advance APR of 34.99% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

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How long does it take to get the First Access card?

If generally takes 2 weeks to get a First Access Visa in the mail. It depends on if you request expedited shipping with a customer service representative which costs an additional $35 and it took me 2 business days to receive mine and it came by FedEx. Regular or standard shipping is 7-10 business days to receive the card.… read full answer

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How can I pay my First Access Visa credit card?

You can pay from your bank account. Log in to your bank’s online banking account and locate the online bill payment section. All you will need to make the payment is the payee name “First Access” and your 16 digit account number.
Another way to pay your bill is through Western Union or MoneyGram or other electronic payment services. Bring a copy of your First Access Card statement to provide the payee name (“First Access Card”), your account number, and the remittance address.… read full answer

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