Yes, the First Digital Mastercard® is a credit card. The First Digital Card is issued by Synovus Bank, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the First Digital Card
Issuer: Synovus Bank
Network: Mastercard
Credit requirement: Bad
Annual fee: $75 1st yr, $48 after
APR: 35.99%
Foreign transaction fee: Cannot be used outside the U.S.
To sum things up, First Digital Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.
There is no way to get pre-approved for the First Digital Mastercard. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce...
Four major types of credit cards are Visa, Mastercard, American Express and Discover. These are the major credit card networks, which most credit cards belong to, and they dictate where cards can be used as well as what secondary benefits cards offer. Fundamentally, the credit cards on these networks work the same way, however.
Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.
Here’s Why The First Digital Card is Legit
It is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating.
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