Is the First Digital Card a credit card? This question is about the First Digital Mastercard®

Yes, the First Digital Mastercard® is a credit card. The First Digital Card is issued by Synovus Bank, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though. Key Facts About the First Digital Card Issuer: Synovus Bank Network: Mastercard Credit requirement: Bad Annual fee: $75 1st yr, $48 after APR: 35.99% Foreign transaction fee: Cannot be used outside the U.S. To sum things up, First Digital Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.

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Is the First Digital Card a credit card?

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This question is about the First Digital Mastercard®

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Chip Lupo, Credit Card Writer

@CLoop • 09/05/22 This answer was first published on 09/05/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the First Digital Mastercard® is a credit card. The First Digital Card is issued by Synovus Bank, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.

Key Facts About the First Digital Card

Issuer: Synovus Bank
Network: Mastercard
Credit requirement: Bad
Annual fee: $75 1st yr, $48 after
APR: 35.99%
Foreign transaction fee: Cannot be used outside the U.S.

To sum things up, First Digital Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.

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Does First Digital Mastercard do a hard pull?

Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.

There is no way to get pre-approved for the First Digital Mastercard. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce...

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What are four types of credit cards?

Four major types of credit cards are Visa, Mastercard, American Express and Discover. These are the major credit card networks, which most credit cards belong to, and they dictate where cards can be used as well as what secondary benefits cards offer. Fundamentally, the credit cards on these networks work the same way, however.

4 Types of Credit Cards

Overall, Visa and Mastercard credit cards...

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Is the First Digital Mastercard legit?

Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.

Here’s Why The First Digital Card is Legit

It is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating.
Rated 1/5...

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