Chip Lupo, Credit Card Writer
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The First Digital Mastercard® works as a first-time credit card since it is available to people with bad credit. It is not the best choice for a first-time credit card, though, because it charges an annual fee of $75 1st yr, $48 after, and a monthly fee after the first year. There is also a one-time fee of $95.
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First Digital Mastercard®
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