The First Progress Platinum Select Mastercard is a secured credit card. The only difference between a secured credit card and a "regular" credit card is the fact that you are required to place a refundable security deposit that serves as your credit line.
So, to answer your question, the First Progress Secured Credit Card can be used like a regular credit card, not a debit card, and will report to the credit bureaus just like a regular credit card would.
Regular credit card. It's not a debit card, you can withdraw money from this card at an ATM but remember, the fee will be high.
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