The First Progress Platinum Select Mastercard® Secured Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the First Progress Platinum Select Card and a metal credit card, though, so don't dismiss the First Progress Platinum Select Card just because it isn't metal. If you like the card's terms and benefits, you should still consider applying.
You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
Here’s how to get a custom metal credit card:
Find a trustworthy third-party vendor.… read full answer Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
Choose your design. You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
Send your card. Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
Create a new card. Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
Receive your metal card. It usually takes around 2-7 days to receive your new card. It will take longer for international orders.
There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.
You should not attempt to destroy metal credit cards. If you request a replacement card or decide to close your account, the credit card company will likely send you a slip in which to return your old metal card when it mails you a new one. Or, they’ll just ask you to mail the old metal card to a particular address, without providing an envelope or any such supporting materials. The issuer will then dispose of the card safely.… read full answer
Procedures vary by credit card company. So you should call your card’s customer service department to see how it recommends dealing with an unused metal credit card.
You definitely don’t want to take a knife to a metal credit card or try to put such a card through a shredder. That’s a recipe for a broken tool and perhaps a trip to the hospital. With that in mind, the bottom line is: Let credit card companies destroy metal credit cards so you don’t have to.
The J.P. Morgan Reserve Credit Card and The Ritz-Carlton Credit Card reportedly tie for the distinction of heaviest credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.
But it’s not the size of the credit card in the fight that matters; it’s the size of the fight in the credit card. In other words, instead of getting bogged down by your credit card’s counter appeal, focus on earning more rewards and paying less in fees. WalletHub’s free CardAdvisor tool can help you find the right card for your needs.
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